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Benjamin Köck

Associate PartnerVienna

Helps banks, automotive players, and new mobility players to transform and grow their business.

Benjamin is an associate partner at McKinsey based in Vienna. He is driving our work in auto finance and leasing in Europe and supports clients across retail banking (consumer finance, payments) and mobility (fleet management, subscription services, aftersales.)

Examples of Benjamin’s recent projects include:

  • building a greenfield-leasing player for one of the largest OEM banks
  • building a hybrid retail bank in Europe
  • developing as-a-service business models in leasing such as “Trucks-as-a-Service” and car subscription
  • driving residual value management for multiple auto banks throughout Europe
  • driving operational excellence and target operating models for retail banks
  • conducting due diligences for multiple mobility and retail banking players
  • helping develop partnership strategies of OEM captive banks, consumer finance players, and mobility players

PUBLISHED WORK

Auto leasing: Combating declining used-car prices in Europe,” McKinsey & Company, December 2024

European mobility finance: A €25 billion growth opportunity,” McKinsey & Company, October 2023

From owner to user: Why consumers want more flexible car access models,” McKinsey & Company, June 2023

A new breed of car financing: Feature bundles and embedded services,” McKinsey & Company, May 2023

Europe's Gen Z and the future of mobility,” McKinsey & Company, April 2023

Car leasing in Europe: Managing residual value for a €12 billion opportunity,” McKinsey & Company, March 2023

Online sales and subscriptions will shape tomorrow’s car financing journey,” McKinsey & Company, March 2023

Business mobility payments: On the road to change,” McKinsey & Company, July 2022

EDUCATION

University of Edinburgh
PhD, management